Canada First Mortgage - Calgary Alberta

Credit Recovery

Credit Recovery…Who’s Listening? Credit that USED to be considered “Great”…but what happened?

It happens easier than you think.  I see all sorts of situations on any given day where I look at a credit bureau and ask myself “What happened here?”  Bruised credit, bumpy credit, sloppy credit, slow credit…call it what you will, the fact of the matter is – the more scattered your credit repayment history, the more you’ll pay on your next mortgage.  It’s about as simple as that.

I know that bad things happen to good people, and I have a pretty hard time believing that people don’t pay their bills simply because they “don’t feel like it”…no, there are usually certain events in life that occur that will affect how you repay your debts.  Loosing a job, a death in the family, a separation or divorce…the list can go on – but it’s like a whirlwind if it does happen.  At the end of the day, you’re left in a situation with a credit rating that’s bulging with late payments… collections….judgments… write offs… and maybe ultimately bankruptcy.  It’s a lot of hard work to keep your credit rating shiny and clean, but it doesn’t take much for it to go hill.  So what happens when it does go downhill?  Where do you turn?  Moreover…who is going to HELP you?

We’ve developed a system that we call the Credit Recovery System.  No, we don’t have a magic wand that erases any mistakes (wouldn’t that be nice?), and we’re not claiming to be professional credit counselors; we’re basically assisting you back to a good credit rating by applying proven practices that actually work!  We’ve developed a system for credit recovery that is tailored to your unique situation.  We will give you the tools you need to “get back in the game”.  That being said, it takes work on your behalf to get your credit rating in tip-top shape…this we won’t deny!  (Even those of you that have only a slightly lower score but feel it should be up in the high 600’s, we can assist in those situations as well.)  But please realize that it doesn’t happen overnight.  The most common question we hear about credit rating repair is “how long will this take?”  Unfortunately, we can’t give you a definitive answer on that…ALL of that depends on you!  What we can give you, is an idea of what to expect if you follow the steps given to you.

If you haven’t had perfect credit through your WHOLE life and feel unheard by lenders, or other financial assistants, let us know.  Maybe you just need a few simple steps incorporated into you’re lifestyle?  How are you expected to get back in the game if no one is helping?

Simply email us at and place “credit recovery request” in your subject line or simply fill out the credit recovery application and fax or email it to us!

Let us know if you have any questions about your credit, or anything else that has to do with your mortgage – we’d love to be able to assist you for a brighter (less expensive) future!


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Canadian Mortgage Experts - Canada First
Dan & Stacey Mass
Calgary, Alberta
Direct: 403-650-6596

Fax: 1-866-377-4410

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